We stand behind the analysis in your Modeled SDE Estimate. If, within 90 days of report delivery, a prospective buyer's formal Quality of Earnings (QofE) review identifies a material discrepancy our framework should have caught — a substantive finding (roughly a ≥ 5% deviation from the SDE number we reported), not a difference of professional opinion — we'll make it right, which can include refunding your report fee. We assess each case on its merits; this is a good-faith commitment, not a contractual warranty.
Material discrepancies include: undisclosed liabilities, unreported revenue or expenses, owner add-backs we approved that a credentialed reviewer rejects on a substantive basis, customer-concentration facts that materially change the multiple, related-party transactions we missed, and any single-line item large enough to push SDE outside the ±5% band.
Material discrepancies do not include: differences of professional opinion on add-back treatment within ±5%, differences in valuation multiple selection (we report a defensible range, not a point estimate), differences in deal structure preference (asset vs equity, earnout vs cash), or any item the seller withheld at upload time and only disclosed to the QofE reviewer afterward.
Email a copy of the buyer's QofE report (or the relevant excerpts) to [email protected] within 90 days of your report delivery date. Reference your report's verification hash (printed on the report cover). We respond within 5 business days, review the finding in good faith, and tell you how we'll make it right.
Encryption. All source documents you upload (bank statements, POS exports, payroll, tax returns) are encrypted at rest with AES-256-CBC the moment they hit our server. The encryption key is held only by the orchestrator process on hardware we own in Alberta.
Local inference. The Vantage SDE Council runs on Ollama with local LLM weights on Alberta-domiciled hardware. Your source documents are not sent to OpenAI, Anthropic, Google, or any third-party model provider for inference. They never leave the country.
Retention. Source documents are automatically purged 90 days after report issuance unless you elect retention in writing (for audit-trail purposes during an active sale). The Modeled SDE Estimate itself is retained indefinitely so we can stand behind our work. We never sell, share, or commercialize your data.
Anonymization for case studies. Founding Cohort participants grant Vantage SDE the right to publish their Modeled SDE Estimate as an anonymized case study. "Anonymized" means: your name, your business's name, your customers' names, your specific city (we keep the province), and any other identifying detail are scrubbed. We keep the industry, the revenue band, the SDE figure, and the structural findings.
Vantage SDE is a software-augmented business-valuation product. Vantage SDE is not a CPA firm, a law firm, a licensed business appraiser, an investment advisor, a real-estate broker, or a fiduciary. Nothing on this site or in any report constitutes legal, tax, financial, investment, or appraisal advice as defined by Canadian or U.S. statute. The Modeled SDE Estimate is a diligence aid; it does not replace any licensed professional service you may engage in the course of selling your business.
Vantage SDE is operated by Vantage Apex Inc., Alberta, Canada. For questions about these terms: [email protected]. Last updated: 2026-05-20.